Individual, family, and group dental coverage from all major carriers. Licensed advisors at no cost to you.
Dental problems left untreated can lead to serious health complications — and serious bills. A single root canal without insurance can cost $1,000–$1,800. A crown can run $1,500 or more. Dental insurance typically costs $20–$60/month and can save you thousands over time.
Our advisors compare plans from Delta Dental, Cigna, Humana, Aetna, Guardian, and MetLife — finding the right fit for your needs and budget at no cost to you.
Most dental plans use a 100-80-50 structure — the percentage the plan pays across three categories of care:
| Category | What's Included | Plan Pays | You Pay |
|---|---|---|---|
| Preventive | Cleanings, exams, X-rays | 100% | 0% |
| Basic | Fillings, extractions, root canals | 80% | 20% |
| Major | Crowns, bridges, dentures, implants | 50% | 50% |
| Orthodontia | Braces, Invisalign (if included) | 50% | 50% (up to lifetime max) |
Premiums shown are estimates for a single adult. Family rates vary by carrier and ZIP code.
The most a plan pays per year — typically $1,000–$2,000. Choose a higher maximum if you expect significant dental work.
Many plans require 3–12 months before covering major services. If you need work soon, look for plans with no waiting period.
Using an in-network dentist significantly reduces your costs. We verify your preferred dentist is covered before recommending a plan.
PPO plans allow any dentist with no referrals. HMO dental plans cost less but require using a designated primary dentist within a set network.
A licensed advisor will compare every plan available in your area — at no cost to you.
Compare plans from Delta Dental, Cigna, Humana, Aetna, and more.
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