Special Enrollment Now Open
Welcome to
Covered America
America's most trusted insurance advisory. Our mission is to help redefine the complex world of insurance free from bias and captive agencies.
Licensed & Regulated
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Free Service — No Cost
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All Major Carriers
Quick Access
Apply for Health Coverage
ACA Marketplace & private plans — 2026
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Find a Licensed Broker
Speak with an expert at no charge
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Submit Document Verification
Upload required verification paperwork
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Download Your 1095-A Form
Tax form for marketplace coverage
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Travel Insurance
Find your plan for international travel
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11,400+
Individuals & families protected nationwide
300+
Businesses & employees served
$22M+
Saved through smart plan selection
100%
Free to you — zero advisor fees
What We Do
Everything you need in one place
From enrollment to lifetime support, our licensed advisors handle every step of your insurance journey completely free of charge.
Apply for Health Coverage
Compare and enroll in ACA Marketplace plans, private health plans, Medicare, dental, vision and more using our secure platform.
Start your application
Speak with a Licensed Broker
Connect one-on-one with a licensed insurance advisor who has access to all carriers and can help you find the plan that fits your needs and budget.
Call (888) 708-9396
Submit Document Verification
Securely upload identity, income, or eligibility verification documents required by the Marketplace to confirm your coverage and tax credits.
Upload documents
Request Your 1095-A Form
Need your Health Insurance Marketplace Statement for tax filing? Submit your information and we'll locate and send your 1095-A directly to you.
Get your 1095-A
Travel Insurance
Find comprehensive travel insurance for domestic and international trips. Protect against trip cancellation, medical emergencies, and more.
Find travel plans
Client Support
Have questions about your existing plan? Need help understanding your benefits? Our team is available to assist you at any stage of your coverage journey.
Get support
Coverage Options
Find the right plan for your needs
We offer access to plans from all major carriers across every coverage type. Our advisors compare options across the entire market so you don't have to.
Why Covered America
We've set out to redefine the deliberately confusing insurance industry.
We're backed by the power of Healthcare.gov to help you find a policy that actually serves you. Covered America is free of bias, captive agencies, confusion and harmful agents. We are proud to have the industries most comprehensive vetting and training of agents.
Access to All Carriers
Our licensed brokers have access to every major carrier in your area, not just a limited portfolio. We find the best plan that fits your health and budget, not just the most profitable one.
Zero Cost to You
Our advisory service is completely free. You never pay a fee, a commission, or anything extra.
Lifetime Support
Our relationship doesn't end at enrollment. We provide ongoing policy support, annual reviews, and claim guidance throughout the life of your coverage.
Concierge Onboarding
Once you enroll, we walk you through your policy in detail by explaining benefits, deductibles, network providers, and how to use your coverage from day one.
Unbiased Guidance
We're not tied to any carrier's targets or quotas. Our only obligation is to find you the most appropriate, cost-effective plan for your unique situation.
Small Business Expertise
We work with employers of all sizes to structure group health benefits that attract top talent while managing costs with dedicated HR support included.
The Process
Enrolled in 4 simple steps
Our streamlined process gets you from uninsured to covered quickly, clearly, and completely free.
1
Consultation Call
Schedule a free call with a licensed advisor. We review your needs, budget, and eligibility including any available tax credits.
2
Plan Comparison
We generate a personalized comparison of plans from all available carriers in your area, ranked by value and fit for your situation.
3
Enrollment
Once you select a plan, we handle the entire enrollment process including document submission and Marketplace verification.
4
Ongoing Support
We provide policy onboarding, annual reviews, and are available year-round for questions, claims assistance, and plan changes.
Client Feedback
Trusted by thousands of Americans
★★★★★
"I was completely lost trying to understand the Marketplace. The advisor walked me through everything, found a plan that was $280 cheaper per month, and filed my enrollment for me. Unbelievable service."
Maria Rodriguez
Houston, TX
★★★★★
"As a small business owner I had no idea how to set up benefits for my team. Covered America structured a group plan that actually made my employees happier and cost me less than expected."
David Kim
Columbus, OH
★★★★★
"They called me back the same day, answered every question I had, and followed up after enrollment to make sure everything was set up correctly. This is how insurance should work."
Jennifer Torres
Tampa, FL
For Brokers
Broker Portal
Contracted with Covered America? Sign in to view your carrier contracting status and ACA contract availability by state.
Ready to get covered?
Special Enrollment is open now. Speak with a licensed advisor today — free, fast, and no obligation.